In preparation for your income tax return(s), we have put together the reporting deadlines for savings, investments
and common tax slips and documents that you may receive. We routinely share top reasons for using Macnaughton
& Ward Financial Services (MWFS) for Tax Preparation, we strive to help you save tax and maximize the refund you
are entitled to. Refer to the upcoming deadlines that may be applicable to you.
Key Tax Dates at a Glance:
If a deadline falls on a weekend or CRA-recognized holiday, the due date is typically the next business day.
Important Deadlines in 2026:
| Topic | Deadline |
RRSP Contributions: Contributions made within the first 60 days of 2026 can still be deducted against 2026 income, giving an extra window for maximizing retirement savings. As the deadline this year falls on a Sunday, the deadline moves to the following business day. | March 2, 2026 |
Trust and Estate (T3) Filing: T3 returns are due no later than 90 days after the trust's tax year-end. For a trust with a December 31, 2025 year-end, that is Tuesday, March 31, 2026. | March 31, 2026 |
Personal (T1) Filing: Deadline to file your 2025 individual income tax return (most individuals) | April 30, 2026 |
Personal (T1) Filing for Self-Employed Individuals: Deadline to file if you or your spouse.common-law partner are self-employed (payment may still be due April 30, 2026). | June 15, 2026 |
Personal (T1) Payments: Deadline to pay any balance owing for 2025 to avoid interest and penalties | April 30, 2026 |
Tax Installment Payment Due Dates (Individuals): If you pay income tax in installments, quarterly tax installment payments are due by the following dates (except farmers and fishers who have one due date on December 31st). *Weekend/Holiday Rule: When a due date falls on a Saturday, Sunday, or a public holiday recognized by CRA generally considers you return or payment on time if it is received (or postmarked/processed, as applicable) on the next business day. | March 15, 2026* June 15, 2026 September 15, 2026 December 15, 2026 |
Important Dates to help you get ready for 2025 Tax Filing:
| Tax Forms and Receipts | Form Description | F.I. Reporting Deadlines* |
| T3 | Statement of Tust Income Allocation and Designations | March 31 (90 days after the end of the year) |
| T4 & T4A | Statement of Pension, Retirement, Annuity or Other Income | February 28 |
T4RSP & T4RIF | Statement of RRSO Income, Statement of Income from a RRIF | March 1 |
| T5 | Statement of Investment Income | March 31 |
T5008 | Statement of Securities Transactions | March 31 |
| 1042S | U.S. source income paid to foreign persons | March 15 |
| 1099-INT, 1099-DIV, 1099-B | Interest and Dividends paid to U.S. persons; proceeds on sale of securities for U.S. persons | January 31 |
RRSP Contribution Receipts | Reporting of RRSP Contributions made: | |
| March 2 - December 30, 2025 | January 31 | |
| January 1 - March 3, 2026 | March 31 | |
*The dates provided are the dates the financial institutions (F.I) are required to complete the tax slips. Financial Institution's mailing schedule
and online dates for tax receipt and slips vary, refer to their websites for details, search "Tax Receipts" in the search bar.
Filing your return on time also helps maintain uninterrupted access to benefits and credits such as:
Digital tax preparation service is available to clients who prefer to submit their tax documents and/or receive their
completed returne digitally. Our process is simple, convenient, and secure; all you need is an email address and
have your documents in digital format, i.e. PDF files. Contact tax@mwfs.ca for details.
Utilizing tax planning advice combined with our many services can put more money in your pocket and protect you
and your family today and in the future!
We look forward to helping you with your income tax preparation.
Updated: February 2026